10 good reasons for using leasing

• No major capital investment

  Leasing means that the new asset is funded 100% with capital from outside sources. You do not have to take up outside funding or loans to finance the new asset.

• Improved cashflow

  With leasing your liquid assets are not tied up in current assets. In difficult times, e.g. when customers take longer to pay their bills, the ability to master bottlenecks under your own financial steam can be a key advantage.

• Increased profitability

  Your working capital is not tied up and can be invested more profitably, e.g. by taking advantage of early payment or quantity discounts.

• Lines of credit remain unchanged

  Die Kreditlinien bei Ihrer Hausbank bleiben voll erhalten. Ihre zur Verfügung stehenden Sicherheiten werden nicht in Anspruch genommen und stehen für anderweitige Finanzierungsaufgaben zur Verfügung.

• Off-balance sheet financing

  As the owner of the asset is IKB Leasing, you are not required to show leased equipment as an asset nor report the long-term liability. The lease payments are treated as fully deductible operating expenses in your profit and loss account. You enjoy all the advantages of off-balance accounting.

• Fixed costs throughout the leasing term

  The monthly leasing payment is calculated over the entire term of the lease contract and remains unchanged throughout. This gives you a secure calculation basis.

• "Pay as you earn"

  Use the asset while you rent it. You are entitled to full use of the asset from day one against payment of the monthly instalments. The income generated by the asset each month fully recoups the investment required to lease it.

• Leasing after international accounting

  Off Blance financings after IFRS or US-GAAP. You have the flexibility with your decisions.

• Deferral of income tax or corporate income tax

  As a rule lease contracts have a shorter term than the estimated useful life of the actual asset. This means that the initial expense is slightly higher, which in turn leads to lower income or corporate income tax payments.

• Assistance in selling assets

  Every year, IKB Leasing buys and sells several thousand leasing vehicles and machines. We will be very happy to put the expertise we have amassed in this area at your service, e.g. by helping you to sell any existing vehicle or machine that might be hindering the purchase of a new, more efficient asset. Please take a look at our used vehicle/equipment service.